Best Free Tax Software for DIY Filers in 2026

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We tested each platform on mobile and desktop using the same basic tax scenarios. Here’s what we considered for each of the five categories.

Price and affordability

We looked at each price tier and how it stacked up against competitors’ similar offerings. Availability of a free option was important, but we also considered the likelihood that a user could actually file for free without being forced to upgrade. We also looked at how transparent each service was with their pricing. Services lost points if they didn’t clearly disclose costs of add-ons upfront. 

Eligibility and use cases

We tested each software using the same basic filing scenarios, including simple filing with a W-2 and the standard deduction, itemized returns, investment income, rental income and small business/self-employment filings. We gave maximum points when a service could handle a broad range of filing situations without requiring extensive manual input or calculations. 

Experience and ease of use

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